If you love starting your day with something that feels indulgent yet nourishing, you are absolutely going to adore this Caramelized Banana Split Overnight Oats Recipe. It’s like a playful twist on the classic banana split, wrapped up in creamy, dreamy oats that you prep the night before. Caramelized bananas paired with fresh pineapple, juicy strawberries, nuts, and hints of chocolate make every spoonful a delightful breakfast treat. Plus, the blend of Greek yogurt and chia seeds adds protein and fiber to keep you full and satisfied until lunch. This recipe brings together simple ingredients with a splash of breakfast magic, making mornings something to look forward to.

Ingredients You’ll Need
Gathering your ingredients for this recipe is straightforward, but each one plays an essential role in the overall flavor, texture, or nutrition. From oats providing that hearty base to the mini chocolate chips adding just the right touch of sweetness, every component contributes to making the Caramelized Banana Split Overnight Oats Recipe a breakfast standout.
- Old-fashioned rolled oats (1/2 cup): The perfect whole grain base for creamy overnight oats with great texture.
- Milk, dairy or non-dairy (1/2 cup): Adds creaminess and hydrates the oats for that perfect soft bite.
- Greek yogurt (1/4 cup): Brings a tangy richness and a boost of protein, making this dish extra satisfying.
- Chia seeds (1 tablespoon): These tiny powerhouses thicken the oats and provide wonderful fiber and omega-3s.
- Maple syrup (1 tablespoon): A natural sweetener that complements the fruit beautifully without overpowering the flavors.
- Vanilla extract (1/2 teaspoon): Enhances the sweetness and adds depth to the overall flavor profile.
- Small banana (1, sliced): The star ingredient for caramelizing, giving a caramel-sweet topping that’s totally irresistible.
- Butter or coconut oil (1 teaspoon): Helps with browning the bananas for that golden, rich flavor.
- Brown sugar (1 teaspoon): Adds a caramel note when cooking the bananas, creating that melt-in-your-mouth effect.
- Chopped strawberries (2 tablespoons): Fresh acidity balances the sweet caramel and adds a juicy burst.
- Chopped pineapple (2 tablespoons): Brings tropical brightness and a refreshing twist.
- Mini chocolate chips (1 tablespoon): For little pockets of melty chocolate bliss with every bite.
- Chopped nuts such as walnuts or pecans (1 tablespoon): Adds a satisfying crunch and nutty depth.
- Pinch of salt: Elevates all the flavors, balancing sweetness perfectly.
How to Make Caramelized Banana Split Overnight Oats Recipe
Step 1: Mix the Overnight Oats Base
Start by combining your rolled oats, milk, Greek yogurt, chia seeds, maple syrup, vanilla extract, and a pinch of salt in a jar or container. Stir everything until it’s well combined. This mix will soak overnight, softening those oats while infusing them with rich, creamy flavors. Place the container in the fridge so everything can mingle and thicken into that luscious overnight oats texture.
Step 2: Caramelize the Bananas
In the morning, heat up a small skillet over medium heat and add the butter or coconut oil. Toss in the sliced bananas and sprinkle them evenly with brown sugar. Let them cook for 2 to 3 minutes, turning occasionally, until they are golden and caramelized. This quick step transforms your bananas into sweet, tender bites bursting with deep flavor and a slight crisp on the edges. Remove the skillet from the heat to keep that perfect caramel texture intact.
Step 3: Assemble Your Delightful Bowl
Take your overnight oats jar out of the fridge and give it a good stir to combine any separated ingredients. Now, crown your oats with those soft, caramelized banana slices. Add the chopped strawberries, pineapple, mini chocolate chips, and chopped nuts as toppings, creating a vibrant, color-packed bowl that looks as amazing as it tastes. Whether you prefer your oats chilled or warmed slightly, this final step is all about layering fresh, sweet, and crunchy elements to elevate your Caramelized Banana Split Overnight Oats Recipe experience.
How to Serve Caramelized Banana Split Overnight Oats Recipe

Garnishes
For garnishing, I recommend a light dusting of cinnamon or a drizzle of extra maple syrup if you want to amplify the natural sweetness. A few fresh mint leaves can also brighten the dish visually and add a refreshing aroma. Don’t forget the extra chopped nuts on top for a delightful crunch that will keep your spoon entertained.
Side Dishes
If you’re planning a more substantial breakfast, pairing this recipe with a side of Greek yogurt topped with a handful of granola or a hard-boiled egg can balance out the meal perfectly. Fresh fruit salad complements the tropical flavors already present and adds more color and nutrients to your plate.
Creative Ways to Present
You can present the Caramelized Banana Split Overnight Oats Recipe in a mason jar for an adorable grab-and-go option or serve it in a pretty bowl with each ingredient layered artistically. For a brunch spread, try creating mini parfait glasses layering the oats, caramelized bananas, and fruit in visual layers. This not only looks stunning but makes each bite a fun surprise of textures and tastes.
Make Ahead and Storage
Storing Leftovers
If you have any leftovers, store the overnight oats and the caramelized bananas separately in airtight containers in the fridge. This prevents the bananas from turning mushy overnight and keeps the oats fresh and creamy for up to 2 days.
Freezing
The overnight oats themselves don’t freeze well because of the yogurt and chia, which can change texture upon thawing. However, the caramelized bananas freeze beautifully if you want to prepare a batch ahead – just thaw them gently before topping your oats.
Reheating
If you prefer your oats warm, gently reheat the portion in the microwave for about 30 seconds to 1 minute, then add your toppings freshly. Avoid reheating for too long to keep the oats and toppings from becoming too mushy.
FAQs
Can I make this recipe vegan?
Absolutely! Just swap out the Greek yogurt for a plant-based yogurt alternative like coconut or almond milk yogurt and use coconut oil instead of butter when caramelizing the bananas. This keeps the recipe entirely plant-based without sacrificing any of the rich flavors.
Can I use quick oats instead of rolled oats?
While quick oats can be used in a pinch, old-fashioned rolled oats provide the best texture for overnight oats, holding a nice bite after soaking. Quick oats tend to get mushy and can lose the delightful chewiness that makes this recipe so enjoyable.
Is it necessary to soak the oats overnight?
Soaking the oats overnight hydrates them and softens the texture without any cooking, making for a creamy, no-fuss breakfast. If you’re in a hurry, you can let them soak for at least 30 minutes, but longer soaking yields the best results.
Can I prepare caramelized bananas the night before?
You can prepare the caramelized bananas in advance and store them in the fridge, but they’re at their best freshly cooked. If refrigerated, bring them to room temperature or warm slightly before serving for optimal flavor and texture.
What other fruits work well in this recipe?
This recipe is versatile! You can swap strawberries and pineapple for other favorites like blueberries, raspberries, or mango. The tropical and sweet notes pair beautifully with the caramelized bananas, so feel free to get creative with seasonal fruits.
Final Thoughts
There is something truly special about waking up to a jar full of wholesome ingredients transformed into a luscious, flavor-packed breakfast with the Caramelized Banana Split Overnight Oats Recipe. It’s the perfect blend of comfort and nutrition, plus it’s easy to make and endlessly customizable. So why not treat yourself tomorrow morning? You’ll be thanking yourself all day long with every delicious, caramelized bite.
Print
Caramelized Banana Split Overnight Oats Recipe
- Prep Time: 10 minutes
- Cook Time: 3 minutes
- Total Time: 13 minutes plus overnight refrigeration
- Yield: 1 serving
- Category: Breakfast
- Method: No-Cook
- Cuisine: American
- Diet: Vegetarian
Description
A delicious and nutritious twist on classic overnight oats featuring caramelized bananas and a medley of tropical fruits, nuts, and chocolate chips. Perfect for a quick, no-fuss breakfast that’s creamy, naturally sweetened, and packed with fiber and protein.
Ingredients
Base Ingredients
- 1/2 cup old-fashioned rolled oats
- 1/2 cup milk (dairy or non-dairy)
- 1/4 cup Greek yogurt
- 1 tablespoon chia seeds
- 1 tablespoon maple syrup
- 1/2 teaspoon vanilla extract
- pinch of salt
Caramelized Banana
- 1 small banana, sliced
- 1 teaspoon butter or coconut oil
- 1 teaspoon brown sugar
Toppings
- 2 tablespoons chopped strawberries
- 2 tablespoons chopped pineapple
- 1 tablespoon mini chocolate chips
- 1 tablespoon chopped nuts (walnuts or pecans)
Instructions
- Prepare the oats mixture: In a jar or container, combine the rolled oats, milk, Greek yogurt, chia seeds, maple syrup, vanilla extract, and a pinch of salt. Stir well to thoroughly mix all ingredients.
- Refrigerate overnight: Cover the container and refrigerate the mixture overnight to allow the oats and chia seeds to soak and soften, creating a creamy texture.
- Caramelize the banana: In the morning, heat a small skillet over medium heat. Add the butter or coconut oil until melted. Place the banana slices in the skillet and sprinkle with brown sugar.
- Cook the bananas: Sauté the banana slices for 2 to 3 minutes, turning gently until they are golden brown and caramelized. Remove from heat.
- Assemble and serve: Remove the oats from the fridge and stir well. Top the oats with the caramelized bananas, chopped strawberries, pineapple, mini chocolate chips, and chopped nuts. Serve chilled or slightly warmed, as preferred.
Notes
- For best flavor, prepare caramelized bananas fresh in the morning, though they can be made the night before and refrigerated.
- Swap Greek yogurt for a plant-based dairy-free yogurt to make this recipe vegan.
- Use any milk of choice, including almond, soy, oat, or cow’s milk, depending on preference and dietary needs.
- Feel free to swap or add fruits and nuts based on seasonal availability or taste.

